Making Tax Digital, explained simply
Plain-English guides to the rules HMRC now expects you to follow.
MTD for Income Tax: what landlords must do from April 2026
Who is affected by Making Tax Digital, the income thresholds (£50k, £30k, £20k), and exactly what HMRC now requires from landlords.
Read the guide →MTD quarterly deadlines explained (2026/27 dates)
The four MTD quarters, their exact submission deadlines, and the penalty points system for late filing.
Read the guide →Section 24: how the 20% mortgage interest credit really works
Why landlords can no longer deduct mortgage interest as an expense, and how the basic-rate tax credit is calculated.
Read the guide →MTD exemptions: who doesn't have to comply, and how to apply
Digital exclusion, income below the threshold, foster carers and other exemptions from Making Tax Digital — and HMRC's application process.
Read the guide →Landlord allowable expenses: what you can (and can't) claim
The complete list of expenses UK landlords can deduct from rental income — repairs vs improvements, the £1,000 allowance, and the traps.
Read the guide →MTD for jointly-owned property: who reports what
How Making Tax Digital works when you own a rental with a spouse or partner — ownership shares, Form 17, and reporting your half.
Read the guide →How to choose MTD software: 7 questions to ask before you pay
HMRC recognition, hidden per-submission fees, Section 24 handling, data export rights — what actually matters when picking MTD software.
Read the guide →MTD for sole traders and side hustles: the £20,000 question
How Making Tax Digital hits self-employed people and side-hustlers as the threshold falls to £20,000 in 2028 — including mixed property + trade income.
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