Tax on your rental income

With Section 24 handled correctly — mortgage interest as a 20% credit, not an expense.

Annual rental income (£)

Allowable expenses — excluding mortgage interest (£)

Repairs, insurance, agent fees… what counts ›

Mortgage interest (£)

Other taxable income — salary etc. (£)

Simplified estimate: 2026/27 rUK bands, standard personal allowance (no taper over £100k), individual ownership. This calculates the extra tax caused by the rental only. Not tax advice.